Terms and Conditions

These Terms and Conditions govern the use of Brokerbalance — a cloud-based web portal (“the Service”). By accessing or using the Service, you (“the User”) agree to be bound by these Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By using the Service, you agree to these Terms and Conditions. If you do not agree with any part of these Terms, you must immediately stop using the Service.

2. Use of the Service

You agree to use the Service in accordance with all applicable laws and regulations. You will not use the Service for any unlawful purposes, or in any way that might harm Brokerbalance or any other users.

3. User Responsibilities

• Data backup: While we aim to maintain a reliable and secure platform, Brokerbalance does not guarantee the preservation or integrity of any data you upload to the Service. You are solely responsible for maintaining backups of your data. Use of the Service is at your own risk, and Brokerbalance will not be held liable for any loss of data.
• Security: Users are responsible for keeping their login credentials confidential. Brokerbalance is not responsible for any unauthorized access to your account due to weak or compromised credentials.

4. Data Loss and Service Interruptions

While Brokerbalance strives to ensure that the Service is available and free from errors, we make no guarantees regarding the availability or functionality of the Service.

Brokerbalance will not be liable for any loss of data, service interruptions, or system failures, whether due to system maintenance, technical failures, or any other reason. Users are advised to take all necessary precautions, including maintaining independent backups of their data.

5. Disclaimer of Warranties

The Service is provided “as is” and “as available,” without any warranties of any kind, either express or implied. To the fullest extent permissible under applicable law, Brokerbalance disclaims all warranties, including but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement, and uninterrupted service.

6. Limitation of Liability

To the maximum extent permitted by law, Brokerbalance shall not be liable for any direct, indirect, incidental, consequential, or special damages, including, but not limited to, damages for loss of profits, goodwill, data, or other intangible losses resulting from:

• Your use of or inability to use the Service.
• Unauthorized access to or alteration of your data.
• Any other matter relating to the Service.

7. Indemnification

You agree to indemnify, defend, and hold harmless Brokerbalance, its affiliates, employees, agents, and suppliers from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys’ fees and costs, arising out of or in any way connected with your access to or use of the Service, including but not limited to:

• Any breach or alleged breach of these Terms and Conditions.
• Any claim that any data or content you submit to the Service infringes the rights of any third party.
• Your violation of any applicable laws or regulations.

8. Termination

Brokerbalance reserves the right to terminate or suspend your access to the Service, at our sole discretion, without notice or liability, for any reason, including but not limited to:

• Breach of these Terms and Conditions.
• Any activity that may harm Brokerbalance or other users.

9. Modifications to the Service

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We will not be liable to you or to any third party for any modification, suspension, or discontinuance of the Service.

10. Privacy

Your use of the Service is subject to our Privacy Policy, which explains how we collect, use, and protect your personal information. By using the Service, you consent to the collection and use of information as described in our Privacy Policy.

11. Intellectual Property

All content, trademarks, service marks, logos, and other intellectual property related to the Service are the property of Brokerbalance or its licensors. You may not copy, modify, distribute, or create derivative works from any part of the Service without express written consent from Brokerbalance Inc.

12. Governing Law and Jurisdiction

These Terms and Conditions will be governed by and construed in accordance with the laws of Ontario, Canada, without regard to its conflict of law provisions. Any disputes arising out of or in connection with these Terms shall be resolved exclusively in the courts located in Ontario, Canada.

13. Warnings and User Acknowledgement

• Risk of data loss: By using the Service, you acknowledge that data stored in the cloud can be subject to loss or corruption, and it is your responsibility to ensure that your data is properly backed up outside of the Service.
• Use at your own risk: You agree that you are using the Service at your own risk, and Brokerbalance is not responsible for any loss, damage, or inconvenience that may arise from the use of the Service.

By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you have any questions, please contact us at mainul@canrea.com, Brokerbalance Inc., 462 Birchmount Rd, 1A, Toronto, ON M1K 1N8.